Trade-in
Know your trade-in value before you visit.
Send us the details of your current car and we will give you a trade-in value before you come in. The value comes straight off the price of the car you buy, and if you still owe on it, the payoff is handled as part of your purchase.
- A value to work with before you arrive
- Still making payments? The payoff is handled for you
- The value comes straight off your next car
How your trade-in works
- 1Send the detailsYear, make, model, mileage and condition, plus any loan on it. The more you tell us, the firmer the number.
- 2Get your valueWe come back during business hours with a trade-in value to work with.
- 3Apply it at signingThe value comes off the price of your next car, and any payoff is handled as part of the purchase.
What shapes your value
The starting point. Trim and options can move the number more than people expect.
Lower miles for its age usually means a stronger value.
Paint, interior, tires and anything that needs fixing, inside and out.
A clean history and service records back up the value.
We need the payoff amount to work out your equity.
Popular models in good shape are easier to place, which helps the number.
Still making payments?
You owe less than it's worth
The difference is your equity. It comes off the price of your next car, just like a down payment.
You owe about what it's worth
The trade clears your current loan, so you start fresh with one payment instead of two.
You owe more than it's worth
Tell us the payoff. Depending on the lender, the difference can sometimes be included in your new loan. We walk you through the numbers first.
Have these ready
- The title, or your lender's name and payoff amount
- Your current registration
- Every key and key fob
- Service records, if you have them
Trade-in questions
Can I trade in a car I still owe money on?
Yes. Tell us who holds the loan and roughly what you owe. The payoff is handled as part of your purchase.
How do you value my trade-in?
By its year, make, model and trim, its mileage, its condition inside and out, its accident and service history, and whether there is a loan on it. The more you tell us, the firmer the number.
What if I owe more than my car is worth?
Tell us the payoff amount. Depending on the lender, the difference can sometimes be included in your new loan. We will walk you through the numbers before you commit.
More answers on the questions page, or read how buying with us works.